Privacy Policy

Welcome to ArgosCover. We are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit argoscover.com or use any of our insurance comparison services.

By accessing or using our website and services, you agree to the practices described in this Privacy Policy. We encourage you to read it carefully so you understand how we handle your information. If you do not agree with the terms outlined here, please discontinue your use of our services.

ArgosCover operates as an insurance information and referral platform. We connect consumers with licensed insurance providers and work to ensure your personal data is handled with the highest standard of care and transparency.

We collect several types of information from and about users of our website. This includes information you provide to us directly, information we collect automatically, and information from third-party sources.

Information You Provide Directly:

• Full name and contact details including email address and phone number
• Mailing or residential address and ZIP code
• Insurance inquiry details such as type of coverage, coverage amounts, and policy preferences
• Vehicle information (for auto insurance inquiries), including make, model, and year
• Health information provided voluntarily in connection with health or Medicare insurance requests
• Account credentials if you create a user account on our platform

Information Collected Automatically:

• IP address and approximate geographic location based on IP
• Browser type, version, and operating system
• Pages visited on our website, time spent on pages, and referral URLs
• Device identifiers and usage data collected through cookies and similar tracking technologies

ArgosCover uses the information we collect for a variety of purposes, all aimed at providing you with a better experience and helping you find the right insurance coverage. Specifically, we use your information to:

• Process and respond to your insurance inquiries and quote requests
• Connect you with appropriate insurance providers based on your stated needs
• Send you service-related communications, including confirmations and follow-ups
• Provide updates about our services, new products, or changes to our platform when you have opted in
• Improve our website functionality, content, and user experience based on usage patterns
• Analyze trends, monitor usage, and administer our platform
• Prevent fraudulent activity, enforce our Terms and Conditions, and comply with applicable laws
• Respond to legal requests, court orders, or regulatory requirements when required by law

We will only use your personal information for the purposes for which it was collected, unless we reasonably consider that we need to use it for another reason compatible with the original purpose.

ArgosCover may share your personal information in limited circumstances to fulfill the services you have requested or as required by law. We are selective and careful about whom we share your data with.

We may share your information with the following categories of third parties:

• Insurance Service Partners: Licensed insurance carriers and brokers who can provide coverage options you requested. We share only the information necessary to facilitate your quote or inquiry.
• Technology Service Providers: Companies that help us operate our website, process data, or deliver communications, all bound by confidentiality obligations.
• Legal and Regulatory Authorities: We may disclose your information when required to do so by applicable law, court order, subpoena, or governmental regulation.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to confidentiality obligations.

ArgosCover uses cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user behavior. A cookie is a small data file stored on your device when you visit our website.

We use the following types of cookies:

• Essential Cookies: Required for the website to function properly. These cannot be disabled without impacting site functionality.
• Analytics Cookies: Used to collect information about how visitors use our website, such as which pages are most visited and how users navigate the site.
• Preference Cookies: Allow the website to remember choices you have made, such as your preferred language or region.
• Marketing Cookies: Used to deliver relevant advertisements and measure their effectiveness, only if you have opted in.

You can control and manage cookies through your browser settings. Most browsers allow you to refuse cookies or delete existing cookies. Please note that disabling certain cookies may affect the functionality of our website.

ArgosCover takes the security of your personal information seriously. We implement a variety of technical and organizational measures designed to protect your data against unauthorized access, alteration, disclosure, or destruction.

• All data transmitted between your browser and our servers is encrypted using industry-standard SSL/TLS encryption
• Our servers are hosted in secure, access-controlled environments with ongoing security monitoring
• We limit access to your personal information to employees and contractors who need it to perform their job functions
• We conduct regular security assessments and update our practices in response to new threats

Data Retention: We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

While we make every effort to protect your information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security, and you use our services at your own risk.

Depending on your location and applicable laws, you may have certain rights regarding your personal information. ArgosCover respects these rights and will respond to your requests in a timely manner.

• Right to Access: You may request a copy of the personal information we hold about you.
• Right to Correction: You may request that we correct inaccurate or incomplete information about you.
• Right to Deletion: You may request that we delete your personal information, subject to certain exceptions required by law or legitimate business purposes.
• Right to Opt Out: You may opt out of receiving marketing communications from us at any time by following the unsubscribe instructions in our emails or contacting us directly.
• Right to Data Portability: Where applicable, you may request that we provide your data in a portable, machine-readable format.

To exercise any of these rights, please contact us at sandy@argoscover.com. We may need to verify your identity before processing your request.

ArgosCover's services are intended for adults who are of legal age to purchase or inquire about insurance products. Our website is not directed at, and we do not knowingly collect personal information from, children under the age of 13.

If you are a parent or guardian and believe that your child has provided us with personal information without your consent, please contact us immediately at sandy@argoscover.com. We will take prompt steps to remove such information from our systems.

If we become aware that we have inadvertently collected personal information from a child under 13, we will delete that information from our records as quickly as reasonably possible.

ArgosCover reserves the right to update or modify this Privacy Policy at any time. When we make material changes, we will notify you through one or more of the following methods:

• Posting a prominent notice on our website indicating that the policy has been updated
• Updating the effective date at the top of this page
• Sending an email notification to registered users with a summary of the changes

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our services after any changes constitutes your acceptance of the revised Privacy Policy.

If the changes are significant and require your explicit consent under applicable law, we will seek that consent before applying the changes to your data.

If you have any questions, concerns, or requests regarding this Privacy Policy or how ArgosCover handles your personal information, please do not hesitate to reach out to us.