Terms & Conditions

Welcome to argoscover.com. These Terms and Conditions govern your access to and use of the ArgosCover website, including all content, features, and services available at argoscover.com (collectively, the "Services"). Please read these Terms and Conditions carefully before using our website or services.

By accessing or using argoscover.com, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree to these terms, you must refrain from accessing or using our Services.

ArgosCover reserves the right to modify these Terms and Conditions at any time. Continued use of the Services after any such changes constitutes your acceptance of the updated terms. We encourage you to review these terms periodically.

ArgosCover grants you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes in accordance with these Terms and Conditions. You agree to use our Services only for lawful purposes.

Permitted Use:

• Browsing and researching insurance information available on the website
• Submitting inquiries to receive insurance quotes or comparisons
• Creating and managing a personal account to track your insurance preferences
• Contacting ArgosCover for support or information about our services

Prohibited Activities: You agree not to engage in any of the following:

• Using the website for any unlawful purpose or in violation of any applicable laws or regulations
• Attempting to gain unauthorized access to any part of the website or its related systems
• Transmitting any harmful, disruptive, or malicious code, files, or programs
• Scraping, crawling, or harvesting data from our website without prior written permission
• Impersonating another person or entity, or misrepresenting your affiliation with any person or entity
• Interfering with or disrupting the integrity or performance of our Services

ArgosCover reserves the right to suspend or terminate your access to the Services at any time for any violation of these terms without prior notice.

Certain features of ArgosCover's Services may require you to create an account. When registering for an account, you agree to provide accurate, current, and complete information, and to update that information to maintain its accuracy.

Accuracy of Information: You represent and warrant that all information you provide during registration and at all other times is truthful, accurate, and not misleading. Providing false or misleading information may result in immediate termination of your account.

Account Security: You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to:

• Notify ArgosCover immediately at sandy@argoscover.com if you suspect any unauthorized access to or use of your account
• Ensure that you log out from your account at the end of each session, especially on shared devices
• Take full responsibility for all activities that occur under your account
• Not share your account credentials with any third party

ArgosCover is not liable for any loss or damage arising from your failure to protect your account credentials.

The information provided on argoscover.com, including insurance product descriptions, comparisons, and educational content, is intended for general informational purposes only. It is not intended to constitute professional insurance advice, legal advice, or financial advice.

ArgosCover is not a licensed insurance company or broker. We facilitate connections between consumers and licensed insurance providers, but we do not underwrite, issue, or bind insurance coverage. You should:

• Verify all insurance information directly with the relevant licensed insurance agent or carrier
• Review all policy documents, terms, exclusions, and conditions carefully before purchasing any insurance product
• Confirm that any coverage you are considering meets your specific needs and complies with applicable requirements in your jurisdiction
• Seek advice from a licensed insurance professional for guidance tailored to your specific situation

ArgosCover makes no guarantees regarding the availability, pricing, or suitability of any insurance products referenced on our website. All insurance products are subject to underwriting approval and the terms of the issuing carrier.

All content, materials, and elements of the ArgosCover website are the exclusive intellectual property of ArgosCover or its licensors. This includes, but is not limited to:

• The ArgosCover name, logo, brand identity, and trade dress
• All text, copy, articles, and written content published on the website
• Graphics, images, illustrations, icons, and visual elements
• Software, code, scripts, and technical infrastructure underlying the website
• The overall design, layout, and compilation of the website content

All such content is protected by applicable copyright, trademark, trade dress, and other intellectual property laws. ArgosCover owns all rights, title, and interest in and to these materials.

You may not reproduce, distribute, modify, create derivative works from, publicly display, republish, or otherwise exploit any content from this website without the prior written consent of ArgosCover. Limited personal, non-commercial use is permitted solely for your individual informational purposes.

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using argoscover.com, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.

We encourage you to review our Privacy Policy carefully to understand our data practices. It describes the types of information we collect, how we use it, with whom we may share it, and the choices you have regarding your personal data.

If you have any concerns or questions about how your information is handled, please contact us at sandy@argoscover.com.

To the fullest extent permitted by applicable law, ArgosCover provides its website and services on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

ArgosCover specifically disclaims:

• No Warranty of Accuracy: We do not warrant that the information on our website is accurate, complete, current, or free from errors. Insurance products, pricing, and availability are subject to change without notice.
• No Warranty of Availability: We do not guarantee that our website will be available at all times, uninterrupted, or free from technical issues. Maintenance, updates, or unforeseen circumstances may temporarily affect access.
• No Implied Warranties: We disclaim all implied warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
• Third-Party Content: Our website may contain links to third-party websites. ArgosCover is not responsible for the accuracy, content, or practices of any third-party websites.

Your use of the ArgosCover website is at your own risk. Nothing in these Terms limits any rights that you may have as a consumer under applicable law.

To the maximum extent permitted by applicable law, ArgosCover and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, our website or services.

This limitation applies to damages of any kind, including but not limited to:

• Loss of revenue, profits, or business opportunities
• Loss of data or information
• Damage to reputation or goodwill
• Cost of substitute services or products
• Any other intangible losses

This limitation of liability applies whether the claims are based in contract, tort, strict liability, or any other legal theory, even if ArgosCover has been advised of the possibility of such damages. ArgosCover's total liability to you for any claim arising from your use of the Services shall not exceed the amount you paid to ArgosCover, if any, in the twelve months preceding the claim.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms and Conditions or your use of the ArgosCover website shall be subject to the exclusive jurisdiction of the state and federal courts located in Franklin County, Ohio.

By using our Services, you consent to the personal jurisdiction of such courts and waive any objection to the laying of venue of any such proceedings in Franklin County, Ohio.

If any provision of these Terms and Conditions is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms and Conditions shall otherwise remain in full force and effect.

If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact us. We are committed to addressing your inquiries in a timely and transparent manner.